Employee Benefits
We have a wealth of experience of providing financial advice to both large and small companies. If you want to improve the benefits package for your employees to help recruit and retain the best people, then we are here to help.
More and more people don't just look at the salary when choosing an employer, more and more people now consider the other benefits. If you are looking to offer benefits to your staff, whether you want to add a pension, life cover, or illness cover then please feel free to contact us.
Company Protection
How would your company survive if a key employee were to die, or be off work sick? It could seriously affect the companies profits. One way to protect the company against that happening is to use Keyman insurance.
With keyman insurance the company takes out a policy, for death and/or illness, and if the employee dies or is ill, then the insurance company pay the proceeds of the policy to the company. You can take out life cover on an employee or critical illness on an employee, in which case you would receive a lump sum payment or you can effect an income protection policy in which case you would receive a monthly payment.
Partnership/Shareholder Protection
What would happen to your company if you one of the partners or shareholders were to die? Who would then own the partner's or shareholder's share of the business? Without planning for this contingency you could find it is their spouse!
With Partnership/Shareholder Protection all this can be decided before the event, and you can effect cover to ensure that you have the proceeds to effect a purchase, and ensure the business continues to be held by those people who want to own it.
Contact us now on 0870 1904187 for your free consultation. |
